Use this checklist to gather documents we'll need to process your loan. The more information you provide, the stronger your package will look, the better the chances of getting the.....

BEST LOAN AVAILABLE. 

All Borrowers

• Employment history for the past two years including: addresses, phone numbers of employers, and your gross monthly income (To be included on the application)
• Copy of pay stubs for the most recent month (at least two stubs)
• Copy of W-2 forms for the last 2 years
• Copy of bank, credit union, and investment statements for the most recent 2 months  
• Copy of the Purchase Contract  
• Copy of your Driver’s License, State ID Card, or Passport

• Name and Phone # of your Tax Preparer
• Last 2 years Federal Tax Returns (1040’s and additional schedules) State Return is not necessary 
• Current Balance Sheet
• Year-To-Date Profit and Loss Statement
• Partnership K-1 for the last 2 years (all limited partnerships and general partnerships)  
• Partnership Federal Tax Returns (1120’s) for the last 2 years  
• Corporate Federal Tax Returns (1120’s) for the last 2 years

Special Items

• For Social Security or Retirement income - Copy of the annual Award Letter and copy of a recent check
• Letter of new employment if changing jobs or recently changed  
• Gaps in employment history or frequent job changes - need a written explanation with signature  
• Divorced - Final Settlement Agreement and Final Divorce Decree  
• Child Support or Alimony - Six months of Canceled Checks  
• If you own Rental Property - Rental Agreements and a Schedule of Real Estate owned  
• If you sold Real Estate in the last year - Settlement Statement (HUD 1)  
• If you are a Resident Alien - Copy of Green Card (front and back)  
• If you have a car less than 4 years old with no loan against it - copy of the Pink Slip  
• If you have substantial income other then wages (interest) - signed tax returns for the last 2 years(1040’s)

More On Loan Information types

Check List Continued 

Borrower Information
Borrower First Name *	Borrower Last Name *
Co-Borrower First Name	Co-Borrower Last Name
Borrower Email *	Co-Borrower Email
Home Phone *	Best Reach Time *
Borrower Cell Phone	Co-Borrower Cell Phone
Borrower Work Phone *	Co-Borrower Work Phone
Loan Information
Loan Amount *	Loan Program * Choose Loan Program Fixed Rate Adjustable Rate Refinance HELOC FHA VA Reverse
Estimated Time Frame to Purchase or Refinance * Choose Time Frame Within 30 days 2 - 3 Months 4 - 6 Months Long Term	Loan Purpose * Choose Loan Purpose Purchase Refinance (Cash-Out) Refinance (No Cash-Out) Construction Other
Property Information
Property Value *	PropertyType * Choose Property Type Single Family Home Condominium Commercial Investment Land Co-op Mobile Multi-Family
Property Address	Property City
Property State	Property Zip
Employment Information
Borrower Self Employed * Yes   No	Co-Borrower Self Employed Yes   No
Borrower Years Employed *	Co-Borrower Years Employed
Borrower Gross Monthly Income *	Co-Borrower Gross Monthly Income
Income and Expenses
Monthly Expenses *	Total Monthly Income *
Borrower Credit History * Choose Credit History Excellent Credit 750-850 Good Credit 680-749 Fair Credit 600-679 Poor Credit 0-599	Co-Borrower Credit History Choose Credit History Excellent Credit 750-850 Good Credit 680-749 Fair Credit 600-679 Poor Credit 0-599
Comments
Please summarize what you are trying to accomplish in applying for the new loan; if I know what your goals are I'll be better equiped to help you meet them. Please include any other comments you consider important for me to know.
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