FHA Federal Housing Administration,  generally known as "FHA", provides mortgage insurance on loans made by FHA-approved lenders throughout the United States and its territories. FHA insures mortgages on single family and multifamily homes including manufactured homes and hospitals. It is the largest insurer of mortgages in the world, insuring over 34 million properties since its inception in 1934.

Fannie Mae America’s largest supplier of conventional home mortgage funds. Since its beginning in 1968, Fannie Mae has helped more than 30 million families achieve the dream of homeownership.

Freddie Mac A shareholder-owned corporation chartered by Congress in 1970 to create a continuous flow of funds to mortgage lenders. Since its inception, Freddie Mac has been involved in the financing of one out of every six homes in America.

HUD The Department of Housing and Urban Development. HUD’s mission is to increase homeownership, support community development and increase access to affordable housing free from discrimination.

VA The official homepage for the Department of Veterans Affairs, providing benefits and other services to veterans, their families and beneficiaries.

Mortgage Bankers Assoc. The preeminent association representing the real estate finance industry. National organization providing news concerning the banking industry. The National Association of Mortgage Brokers: A national, non-profit organization dedicated to the improvement of the mortgage broker industry.

National Association of Black Mortgage Brokers We aim to educate our customers on mortgage products and services; that would best fit their individual needs. We hope to educate the legislators by better educating elected officials on pressing issues that affect the mortgage and real estate industry in our communities.  We aim to promote and encourage honesty and integrity; and to provide a forum to exchange information among peers as well as promote fellowship and goodwill among members.

Support Home Ownership The Federal government is trying to take away a vital homeownership program. Find out more about this critial issue by exploring this site.

Get Your Annual Credit Report  Fight identity theft by monitoring and reviewing your credit report. You may request your free credit report online, request your report by phone or request your report through the mail. Free credit reports requested online are viewable immediately upon authentication of identity. Free credit reports requested by phone or mail will be processed within 15 days of receiving your request.

National Association of Realtors Help in finding a Realtor, home or Lender, with news for Realtors and the general public.

AmeriDream Benefits Homebuyers At AmeriDream, our mission is helping more individuals and families become homeowners.  And, for many people, a home purchase is often their largest investment and most significant asset. Today, many first-time homebuyers, minorities, and other underserved groups face extreme challenges in their efforts to achieve homeownership.

Housing Action Resource Trust (HART) The HART gift program offers homebuyers down payment assistance in the form of direct GIFT! The specific purpose of our program is to assist prospective homebuyers across the nation who qualify for a first mortgage loan, but fall short of the down payment and other closing costs essential in purchasing a home.

Partners in Charity (PIC) is a non-profit organization dedicated to helping you become a homeowner. Our mission is to gift down payments to qualified buyers and help the community as a result. PIC provides a down payment with no repayment and no second mortgage or lien of any type. It is a true gift to you!

Nehemiah Pathway to Home Ownership Nehemiah transforms lives by increasing homeownership and asset development opportunities for diverse populations, while maintaining our commitment to successful, responsible homeownership.

Baltimore Housing Office of Home Ownership Baltimore Housing's Homeownership Office centralizes all programs and services in one place. Our staff can advise you on which program might be best for you and help get you connected to local realtors and lenders.

Go from a Renter to a Homeowner The PreferredProgram is a Downpayment Assistance Program provided by The Genesis Foundation. The Genesis Foundation is a nonprofit 501(c)3 charitable organization. Through it, the PreferredProgram provides gift funds, with no repayment required, to qualified applicants purchasing homes.